Aditya Birla Housing Finance Limited (ABHFL)

Aditya Birla Housing Finance Limited (ABHFL), a subsidiary of Aditya Birla Capital Limited, is a fast-growing housing finance company (HFC) in India with a net worth of Rs. 11,569 million and lending book valued at Rs.  108,283 million as on December 31st, 2018. This is reflected in its long-term credit rating of AAA (stable) by ICRA and AAA (stable) by India Ratings, and short-term credit rating of A1+ by ICRA & India Ratings

Initially incorporated in 2009 as an investment company, ABHFL commenced operations in the housing finance sector in October 2014. ABHFL is registered with the NHB as a systemically important non-deposit accepting housing finance company.

ABHFL has significantly expanded its footprint to 68 operational branches and over 3,800+ channel partners as of 31st December 2018. ABHFL aims to enhance its focus on tie-ups with developers and builders along with achieving the right balance of sourcing and product mix and increasing its penetration by cross selling and up-selling.

The company offers a complete range of housing finance solutions such as home loans, home extension loan, plot & home construction loan, home improvement loans, loan against property, construction financing, lease rental discounting, commercial property purchase loan and property advisory services. Through its lending solutions, ABHFL enables customers to own their dream home.

Aditya Birla Capital Limited (ABCL) is the financial services platform of the Aditya Birla Group. With a strong presence across the life insurance, asset management, private equity, corporate lending, structured finance, project finance, general insurance broking, wealth management, equity, currency and commodity broking, online personal finance management, housing finance, pension fund management, and health insurance business, ABCL is committed to serving the end-to-end financial services needs of its retail and corporate customers. Anchored by more than 17,000 employees, ABCL has a nationwide reach and more than 200,000 agents / channel partners.